Short-term business financing with the best conditions on the market

Provision of financing within 2-3 days, without a pledge or guarantee, starting from 1% per month.
PROCUREMENT FINANCING

PROCUREMENT FINANCING

Pay your suppliers’ invoices with ERST

Postpone payments for 30-90 days

Get discounts to afford larger orders

BUSINESS LOAN

BUSINESS LOAN

Attract funding for operating activities

Use stocks of goods as a  loan guarantee

Compensate the non-season by securing a steady cash flow

FACTORING

FACTORING

Get money for your transactions already today

Receive additional financing for business development

Forget about long payment terms

Tractor equipment purchased with financing from the farm loan.

FARM LOAN

Upgrade your production and processing

Only purchased capital equipment will serve as collateral

Repayment up to 60 months

LEASING

LEASING

Financing up to 80% of the value of the item

Buy new and second-hand items

Repayment period up to 36 months

LOAN WITHOUT COLLATERAL

LOAN WITHOUT COLLATERAL

Raise additional funding for your business

Favourable loan terms - from 1% per transaction

The only collateral is a private guarantee, no other collateral needed

PROCUREMENT FINANCING

Pay your suppliers’ invoices with ERST

Postpone payments for 30-90 days

Get discounts to afford larger orders

BUSINESS LOAN

Attract funding for operating activities

Use stocks of goods as a  loan guarantee

Compensate the non-season by securing a steady cash flow

FACTORING

Get money for your transactions already today

Receive additional financing for business development

Forget about long payment terms

FARM LOAN

Upgrade your production and processing

Only purchased capital equipment will serve as collateral

Repayment up to 60 months

LEASING

Financing up to 80% of the value of the item

Buy new and second-hand items

Repayment period up to 36 months

LOAN WITHOUT COLLATERAL

Raise additional funding for your business

Favourable loan terms - from 1% per transaction

The only collateral is a private guarantee, no other collateral needed

HOW TO RECEIVE FINANCING?

01

Submit an application and the company’s operating balance sheet. We will prepare an offer within 2-3 days.

02

Upon signing the contract, you will be provided an individual limit to finance your deals.

03

ERST finance pays for your current transactions within 1 day.

WHY CHOOSE ERST FINANCE?

Favourable conditions, starting from 1% per transaction

Without any pledge, guarantees or credit commitments

Provision of financing within 2-3 days

EXPERIENCE OF OUR CLIENTS

Aleksandrs Hoperskis

Board Member

Thanks to ERST Finance, we now have additional resources for working with suppliers, our stock balance in the warehouse has improved, and the order fulfilment percentage and turnover have increased. We are very pleased with our cooperation - transparent and comprehensible conditions and fast order processing.

Laura Klūga

Board Member

Cooperation with ERST Finance has been very accurate and efficient. Thanks to the financing, we were able to clear this season’s cargo in customs and release it for sale much faster.

Violeta Poļeska

Chairwoman of the Board

We highly appreciate our collaboration with AS ERST Finance, because at those times, when we require additional liquid assets, it enable to receive the necessary funding quickly. AS ERST Finance’s service process is organised efficiently and properly, and communication with this business partner always delivers the desired results.

SIA Balsts-R expresses its considerable gratitude, and points out that it has been a great benefit for the past three years to collaborate and work together with AS Erst Finance. Client service is at a very good level. The most appropriate solution will always be found, even in the complex situations. You can count on a fast response and friendly attitude. We look forward to equally successful collaboration in future! We recommend and offer our support!

Jānis Birzāks

Chairman of the Board

AS Erst Finance is our business partners that has provided us with funding for goods for almost a year. Its offer is not only beneficial to us, but is implemented by responsive and professional company employees. The quality of the services provided meets the requirements set by SIA Modus Tetra. Therefore, we recommend the firm as a reliable and quality business partner in its field!

Kristaps Rūsa

Member of the Board

We are very satisfied with the quality and responsiveness of the service provided by ERST Finance. It responds to all our applications very quickly. Attracting funding enabled us to achieve the faster growth of our company.

ABOUT THE SERVICE

An ERST Finance loan boosts a company’s growth by ensuring additional current assets for purchases of goods and financing of operating activities. Thanks to the flexible and favourable conditions, ERST Finance provides an effective alternative to usual business lending solutions.

After drawing up a financing contract, a credit limit for financing your operating activities is provided. According to your needs, you can use this limit at any time to finance your transactions, paying only for the amount of credit used. A loan without any pledge, guarantee or difficult procedure, offering a simple but precise solution for your company’s financing. 

Specialising in short-term loans, we offer various business financing services:

  • Factoring allows improving the availability of current assets by receiving a loan in return for your future transactions.
  • Purchase factoring is an innovative financial instrument which allows to pay off your incoming invoices, in this way paying the suppliers already today.
  • Business credit or stock financing allows attracting money resources to cover your operating costs using the value of stocks in warehouses as collateral.
  • Issued secured guarantee allows improving your position in the eyes of cooperation partners, in such way, securing an additional coverage for your future commitments.
  • Raw material financing is a special service for manufacturing companies which allows ensuring external financing for the purchase of raw materials, allowing, in such way, to postpone payments until the product is sold.

 

This service is particularly useful to manufacturers and traders who are in need of a short-term business loan. Among our trusted clients are the representatives of different sectors, including the wood industry, construction industry, food industry, manufacturing industry, textile industry, agriculture industry and, of course, trading, to which this service opens up new opportunities.

A payment which can be postponed for 30-90 days allows companies to balance out the income/expense flow, ensure the commitments of the particular period, and begin the fulfilment of new orders more assuredly. At the same time, an opportunity to pay the suppliers and partners already on the same day is provided, as well as to claim special discounts and use the financial capacity to fulfil larger transactions. Such lending opportunities allow companies to move forward steadily by using the opportunities offered by the market in their own favour.

Take advantage of the opportunities offered by the new financial services and learn how ERST Finance can help your company with a short-term credit. Fill out the application form on our homepage, and our specialists will prepare a free-of-charge offer within 2-3 days.

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LEARN HOW ERST FINANCE CAN BOOST YOUR GROWTH
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Favourable conditions, starting from 1% per transaction

Without any pledge, guarantees or credit commitments

Provision of financing within 2-3 days