Services
PROCUREMENT FINANCING
Pay your suppliers’ invoices with ERST
Postpone payments for 30-90 days
Get discounts to afford larger orders
BUSINESS LOAN
Attract funding for operating activities
Use stocks of goods as a loan guarantee
Compensate the non-season by securing a steady cash flow
FACTORING
Get money for your transactions already today
Receive additional financing for business development
Forget about long payment terms
FARM LOAN
Upgrade your production and processing
Only purchased capital equipment will serve as collateral
Repayment up to 60 months
LEASING
Financing up to 80% of the value of the item
Buy new and second-hand items
Repayment period up to 36 months
LOAN WITHOUT COLLATERAL
Raise additional funding for your business
Favourable loan terms - from 1% per transaction
The only collateral is a private guarantee, no other collateral needed
PROCUREMENT FINANCING
Pay your suppliers’ invoices with ERST
Postpone payments for 30-90 days
Get discounts to afford larger orders
BUSINESS LOAN
Attract funding for operating activities
Use stocks of goods as a loan guarantee
Compensate the non-season by securing a steady cash flow
FACTORING
Get money for your transactions already today
Receive additional financing for business development
Forget about long payment terms
FARM LOAN
Upgrade your production and processing
Only purchased capital equipment will serve as collateral
Repayment up to 60 months
LEASING
Financing up to 80% of the value of the item
Buy new and second-hand items
Repayment period up to 36 months
LOAN WITHOUT COLLATERAL
Raise additional funding for your business
Favourable loan terms - from 1% per transaction
The only collateral is a private guarantee, no other collateral needed
HOW TO RECEIVE FINANCING?
Submit an application and the company’s operating balance sheet. We will prepare an offer within 2-3 days.
Upon signing the contract, you will be provided an individual limit to finance your deals.
ERST finance pays for your current transactions within 1 day.
MAIN QUESTIONS BEFORE APPLYING FOR A LOAN
What is the total interest rate per transaction?
Unlike other non-bank lenders who give out fast money with large interest rates, we can offer competitive rates, starting from 1% per transaction.
What kind of security does the lender want?
Unlike other lenders we do not require a pledge or a board member’s guarantee. Your guarantee is the goods involved in the transaction.
What is the amount of available funding?
ERST finance is focused on large-scale transactions with a value from 10,000 to 500,000 euros.
Everyone is promising fast money, but how fast is the evaluation and the drawing up of a contract?
Even though ERST finance does business with a very high sense of responsibility, we are able to make an evaluation and provide a financing limit within 2-3 days, which is considerably faster than it can be done by banks.
What documentation will be required for the evaluation of an application?
We are not asking for a business plan or numerous confirmations, we only need the company’s operating balance sheet in order to be sure of the perspective of your development.
How fast and efficient will the processing of current transactions be?
You send us the invoice that needs to be financed, we take care of the formalities and pay the invoice within one day.
How are the goods involved in the transaction stored?
Usually banks demand to store the goods in a bank partner’s warehouses. We carry out an inspection of the goods, however, we allow to store the goods in a warehouse of your preference.
How does the loan affect your accounting balance sheet?
ERST Finance is involved in the deal as an intermediary, therefore financing is not registered as a credit commitment.