LOANS FOR THE PURCHASE OF VARIOUS ITEMS

Borrow money to buy real estate, apparatus of equipment.

DON’T PUT OFF IMPORTANT PURCHASES FOR YOUR BUSINESS DUE TO A LACK OF FUNDS

LOANS WORTH 60-70% OF THE MARKET VALUE OF THE PURCHASE

EXCEPT FOR THE PURCHASED ITEM, NO ADDITIONAL SECURITY IS REQUIRED

LOAN TERM: 3 TO 24 MONTHS

If you plan to buy items necessary for your operations: machinery, equipment or immovable property but lack the funds to do so, ERST Finance offers a secured loan, where the collateral is the purchased item. Loans are available in the amount of 60–70% of the market value of the purchased item with a repayment term ranging from 3 to 24 months.
Get access to the technical inventory you need for the successful running of your business even in situations where you do have cash available. Reduce risks if large purchases deliver return on invest during initial seasons. If the purchased allow you to earn successfully, repay the loan within 3 to 24 months and continue to use them in your commercial operations.

Required criteria for obtaining a loan:

Loans are available to legal entities only;
Annual report available for at least one financial year;
Positive equity capital;
Valuation of the mobile or immovable property.

A farmer needs a new tractor for working the land this season.
The farmer lacks liquid assets in the amount of 60% of the tractor’s price. A bank
declines to issue a loan, because the farmer’s business does not meet the bank’s
requirements.
ERST Finance issues a loan for a 24 month period – 60% of the tractor’s price. The
purchase is specified as collateral. No additional types of security, documents or
guarantees are required.
Over the course of two seasons, the farmer earns the value of the tractor several
times over and repays the loan.

PROCUREMENT FINANCING

Pay your suppliers’ invoices with ERST

Postpone payments for 30-90 days

Get discounts to afford larger orders

BUSINESS LOAN

Attract funding for operating activities

Use stocks of goods as a loan guarantee

Compensate the non-season by securing a steady cash flow

FACTORING

Get money for your transactions already today

Receive additional financing for business development

Forget about long payment terms

SECURED LOAN

Borrow money to buy immovable property, apparatus or equipment.

Receive 60-70% of the purchased item’s market value.

As security, pledge only the purchased item.

RAW MATERIAL FINANCING

Receive operating financing to purchase new goods and raw materials

Pay your supplier right away and receive a discount

Use the additional financing to fulfil larger orders

STOCK FINANCING

Get free financial resources in the value of your stocks

Release financial resources for fulfilment of new orders

Keep the stocks at your own disposal