CREDIT FOR YOUR GROWTH

Receive a short-term loan to ensure the operating activities of your company

Attract additional financing in the value of stocks in your warehouse

No pledges or guarantees

Favourable conditions - starting from 1% per transaction

Amount of financing - up to 500,000 EUR

ERST Finance offers an alternative to conventional lending instruments, allowing you to use the accumulated products in your warehouse to receive a short-term loan to pay off the commitments of the particular period or to start up new projects. Serving as the only required guarantee for the provision of the credit is the currently unsold stocks. Moreover, we allow you to freely manage these stocks and we do not restrict their storage. The repayment term for business credit is 30-90 days.

Required criteria for obtaining a loan:

The company has been trading for at least a year;
The previous year ended with a profit;
Positive net worth;
No major tax delays.

Woodwork company, using a favourable market offer, purchases large roundwood stocks, in such way ensuring a 100% production load.
At the same time, a shortage of current assets occurs, as the active sale season has not started yet and the payment for previous transactions is late.
ERST Finance refinances the client’s warehouse by providing a financing in the size of 90% of the value of stocks within 2-3 days.
This allows the company to pay their employees and finance new purchases of roundwood.
After 90 days, upon receiving the payment for the timber sold, the company repays the loan, receiving their best profit of the season during this period.

HOW TO RECEIVE FINANCING?

The client pledges the stocks in their warehouse to ERST Finance, receiving financing in return.

The pledged stocks remain in the client’s warehouse and are available for selling.

Within 30-90 days, the client repays the loan.

PROCUREMENT FINANCING

Pay your suppliers’ invoices with ERST

Postpone payments for 30-90 days

Get discounts to afford larger orders

BUSINESS LOAN

Attract funding for operating activities

Use stocks of goods as a loan guarantee

Compensate the non-season by securing a steady cash flow

FACTORING

Get money for your transactions already today

Receive additional financing for business development

Forget about long payment terms

FARM LOAN

Upgrade your production and processing

Only purchased capital equipment will serve as collateral

Repayment up to 60 months

LEASING

Financing up to 80% of the value of the item

Buy new and second-hand items

Repayment period up to 36 months

LOAN WITHOUT COLLATERAL

Raise additional funding for your business

Favourable loan terms - from 1% per transaction

The only collateral is a private guarantee, no other collateral needed