CREDIT FOR YOUR GROWTH

Receive a short-term loan to ensure the operating activities of your company

Attract additional financing in the value of stocks in your warehouse

No pledges or guarantees

Favourable conditions - starting from 1% per transaction

Amount of financing - up to 500,000 EUR

ERST Finance offers an alternative to conventional lending instruments, allowing you to use the accumulated products in your warehouse to receive a short-term loan to pay off the commitments of the particular period or to start up new projects. Serving as the only required guarantee for the provision of the credit is the currently unsold stocks. Moreover, we allow you to freely manage these stocks and we do not restrict their storage. The repayment term for business credit is 30-90 days.

Required criteria for obtaining a loan:

  • The company has been trading for at least a year;
  • The previous year ended with a profit;
  • Positive net worth;
  • No major tax delays.
  1. Woodwork company, using a favourable market offer, purchases large roundwood stocks, in such way ensuring a 100% production load.
  2. At the same time, a shortage of current assets occurs, as the active sale season has not started yet and the payment for previous transactions is late.
  3. ERST Finance refinances the client’s warehouse by providing a financing in the size of 90% of the value of stocks within 2-3 days.
  4. This allows the company to pay their employees and finance new purchases of roundwood.
  5. After 90 days, upon receiving the payment for the timber sold, the company repays the loan, receiving their best profit of the season during this period.
     

HOW TO RECEIVE FINANCING?

01

The client pledges the stocks in their warehouse to ERST Finance, receiving financing in return.

02

The pledged stocks remain in the client’s warehouse and are available for selling.

03

Within 30-90 days, the client repays the loan.

PROCUREMENT FINANCING

Pay your suppliers’ invoices with ERST

Postpone payments for 30-90 days

Get discounts to afford larger orders

BUSINESS LOAN

Attract funding for operating activities

Use stocks of goods as a  loan guarantee

Compensate the non-season by securing a steady cash flow

FACTORING

Get money for your transactions already today

Receive additional financing for business development

Forget about long payment terms

SECURED LOAN

Borrow money to buy immovable property, apparatus or equipment.

Receive 60-70% of the purchased item’s market value.

As security, pledge only the purchased item.
 

RAW MATERIAL FINANCING

Receive operating financing to purchase new goods and raw materials

Pay your supplier right away and receive a discount


Use the additional financing to fulfil larger orders

STOCK FINANCING

Get free financial resources in the value of your stocks

Release financial resources for fulfilment of new orders

Keep the stocks at your own disposal

PROCUREMENT FINANCING

Pay your suppliers’ invoices with ERST

Postpone payments for 30-90 days

Get discounts to afford larger orders

BUSINESS LOAN

Attract funding for operating activities

Use stocks of goods as a  loan guarantee

Compensate the non-season by securing a steady cash flow

FACTORING

Get money for your transactions already today

Receive additional financing for business development

Forget about long payment terms

SECURED LOAN

Borrow money to buy immovable property, apparatus or equipment.

Receive 60-70% of the purchased item’s market value.

As security, pledge only the purchased item.
 

RAW MATERIAL FINANCING

Receive operating financing to purchase new goods and raw materials

Pay your supplier right away and receive a discount


Use the additional financing to fulfil larger orders

STOCK FINANCING

Get free financial resources in the value of your stocks

Release financial resources for fulfilment of new orders

Keep the stocks at your own disposal

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LEARN HOW ERST FINANCE CAN BOOST YOUR GROWTH
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Required financing
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Favourable conditions, starting from 1% per transaction

Without any pledge, guarantees or credit commitments

Provision of financing within 2-3 days